TORRES REAL ESTATE
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Sequim, WA 98382
 


HELPFUL REAL ESTATE ARTICLES

FEATURED ARTICLE

Creating Curb Appeal - Tips for Sellers
As a real estate professional, you know the importance of curb appeal when trying to sell a home. But do your clients know? If not, this article will help.

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ARTICLES FOR HOMEBUYERS

Home Moving 101 - Tips for an Easier Relocation
Home moving can be a stressful event. But by preparing for your next move, you can take a lot of the stress out of the home moving process.

How to Apply Online for a Mortgage Loan
There are certain things a home buyer should know before applying online for a mortgage loan. By researching the process before venturing into it, borrowers will be better prepared to take the right steps toward success.

How to Lower Your Home Insurance Costs
Purchasing insurance for your home can be a balance between cost and coverage. This article gives home buyers and homeowners the knowledge needed to strike the right balance.

Your No-Nonsense Guide to Buying a Home
In the last few years, the process of buying a home has been altered by the so-called mortgage crisis and the continued evolution of online real estate tools. So this article takes a modern look at the home buying process.

Home Inspection Tips for Home Buyers
The home inspection is an essential part of the home buying process. In this article we will talk more about the home inspection, how it works, how to find an inspector, and related topics.

Custom Homes 101 - A Buyer's Guide to Success
Custom homes have become increasingly popular over the years. This article will help buyers understand the process of building a custom home from the ground up.

101 Tips for a Smoother Home Buying Process
This list of home buying steps will serve two purposes. First, it will give you a good understanding of the home buying process from start to finish. Secondly, it will help you identify those areas where your knowledge is lacking, so you can conduct further research on your own.

Buyer's Guide to the Adjustable Rate Mortgage
Many home buyers choose the adjustable rate mortgage (ARM) in order to save money during the first few years of homeownership. But later, these same homeowners run into trouble when the adjustable rate mortgage adjusts (hence the name) to higher interest rates. Here's how to avoid such problems.

Buying a House in the New Economy
Credit has always been important when buying a house and applying for a mortgage loan, but today it's more important than ever. To fully understand the reasons for this, we need to look back over recent economic changes.

How To Fix Errors On Your Credit Report
This article explains the process of fixing credit report errors if you find that one or more of your reports has erroneous information on it. It also explains the "nature of the beast" with regard to the credit-reporting agencies. A must-read article for future home buyers.

Real Estate Auctions - 21 Things Buyers Should Know
Buying a home at auction is a good way to save money by paying less than market value. Here are 21 things you should know about real estate auctions before you attend one.

Credit and Home Buying - Like Peas and Carrots
Forrest Gump said he and his friend Jenny "was like peas and carrots," referring to how inseparable they were when growing up. Borrowing that analogy, home buying and credit scores are like peas and carrots too. The two concepts are more inseparable than ever, and this article explains why.

Tips for Getting the Best Mortgage Rates
As a home buyer, it only makes sense to try and obtain the lowest interest rate when applying for a mortgage. After all, that rate is a primary component of the mortgage payment, so it has a direct bearing on the amount of money you'll pay each month.

How to Be a Home Buying Statistic - The Good Kind
The years 2007 - 2008 were full of bad real estate statistics, such as the record-breaking number of mortgage foreclosures. Here are five ways you can be one of the good statistics, one of the real estate success stories!

How to Buy a Home With a Low Down-Payment
Many people mistakenly believe that a down payment of at least 20 percent is required in all mortgage scenarios. This is the way things were for a long time. But these days, there are more flexible loan programs and terms available to home buyers.

Low-Income Home Buying Programs Explained
What's a low-income home buying program? I get this question a lot, especially from first-time home buyers. So here's an overview of low-income home buying programs, how they work, and where you can learn more.

10 Things You Must Do Before Buying a Home
Buying a home is often the largest personal finance transaction a person makes in his or her life. So it's critical that you make the right preparations and do the proper research. Here are ten things you must do before buying a home.

Getting Mortgage Quotes Online - Safely and Smartly
The Internet has changed nearly every aspect of the real estate process, and that includes the way we research, compare and apply for mortgage loans. In this article, I'll explain the process of obtaining quotes from lenders via the Web, and how to do it safely and smartly.

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ARTICLES FOR SELLERS

6 Reasons to Stage Your Home Before Selling
Why should I bother staging my home? What do I get back for all the time and effort I put in? This is one of the most common home staging questions among sellers, especially those who are selling in a seller's market.

Tips for Selling a Home in Winter
Some people will tell you that selling a home during winter is impossible. We say it depends upon two things -- (A) the amount of effort you put into it, and (B) the type of real estate market you are in. Here are some tips to help you sell during the colder months.

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ARTICLES FOR HOMEOWNERS

FHA Home Loans to the Rescue - Help for Homeowners
The federal government recently passed new legislation to help struggling homeowners avoid foreclosure. It goes into effect October 2008.

Should I Refinance My Mortgage Loan Now?
There's no doubt about it. A mortgage refinance can be a really money-saver for homeowners in certain situations. But it's not always the right move to make. This article will help you understand when it's a good time for a refi, and when it should be avoided.

The Reverse Mortgage Loan Explained
Most seniors over the age of 60 have heard a lot about the reverse mortgage loan lately. But what is the unique lending option and why is there so much buzz about it lately? Let's take a closer look.

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